Auto Insurance

Next to your home, your automobile is often the most expensive piece of property you own.  It is important to ensure that it has the proper protection.

The typical automobile insurance policy consists of several different coverage types.  Your policy premium will depend on the types and amounts of coverage you choose.
ARK agents will help you to select an auto insurance package that protects you, your family, your vehicle, and your assets.  

To ensure that you get the best value there are a number of ways that you can reduce the cost of your auto insurance premiums while obtaining the coverage that you need including: 


Choosing deductibles that are affordable to you.  Higher deductibles for 
Comprehensive and Collision coverage is an easy and cost effective way to 
lower your auto insurance bill.  In many cases, the premium savings realized 
by switching to a higher deductible may be enough to offset the cost 
difference of an increased deductible in just a few  years.


Multi-Policy – By insuring your auto and home with ARK Insurance 
Services, you will receive a discount on your auto premium as well as  your 
homeowners insurance premium as long as both the home and auto are 
insured with the same company.

Multi-Car – If you insure two or more cars with ARK Insurance Services, 
you receive a discount.

Driver Related Discounts

Good drivers who have no accidents or violations receive the most competitive 
rates but there are other factors that can also reduce your premiums even 
further, which includes:

Driver Training – If you have a young driver under age 21 insured who has 
completed an accredited driver-training course, you will receive a premium 

College Student – Young, unmarried, full-time college students who 
spend most of the college term away from home without the use of an auto 
are eligible for this discount.

Age 55 & Over – Cars driven primarily by an insured who is 55 and over 
receive a discount.

Vehicle Related Discounts

You can save even more money on your auto insurance by choosing a vehicle with 
the following safety equipment:

Passive Restraints
Anti-Theft Devices
Anti-Lock Brakes

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Call  419.425.4200

For immediate assistance call 419.425.4200 to speak with an ARK Insurance Services agent.